:root {
  --navy: #061f62;
  --navy-2: #062b7b;
  --gold: #eda600;
  --gold-dark: #dd9500;
  --ink: #071842;
  --muted: #5f6680;
  --line: #e3e8f2;
  --soft: #f7faff;
  --shadow: 0 18px 45px rgba(7, 24, 66, 0.16);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: "Poppins", Arial, sans-serif;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: #fff;
  box-shadow: 0 1px 0 rgba(7, 24, 66, 0.1);
}

.top-strip {
  color: #fff;
  background: #061d4e;
  height: 55px;
  overflow: hidden;
  opacity: 1;
  transform: translateY(0);
  transform-origin: top;
  backface-visibility: hidden;
  contain: layout paint;
  will-change: height, opacity, transform;
  transition:
    height 260ms cubic-bezier(0.4, 0, 0.2, 1),
    opacity 220ms ease,
    transform 260ms cubic-bezier(0.4, 0, 0.2, 1);
}

.site-header.is-scrolled .top-strip {
  height: 0;
  opacity: 0;
  transform: translateY(-100%);
  pointer-events: none;
}

.top-inner,
.nav-wrap {
  width: calc(100% - 56px);
  margin-inline: auto;
}

.top-inner {
  min-height: 55px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  font-size: 17px;
  font-weight: 600;
}

.top-inner p,
.top-meta { margin: 0; display: flex; align-items: center; gap: 24px; white-space: nowrap; }
.top-meta a,
.top-meta span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}
.mini-svg {
  width: 24px;
  height: 24px;
  flex: 0 0 auto;
}
.social-links { display: flex; align-items: center; gap: 14px; }
.social-links a {
  width: 27px;
  height: 27px;
  display: grid;
  place-items: center;
}
.social-links img { width: 100%; height: 100%; }

.nav-wrap {
  min-height: 116px;
  display: grid;
  grid-template-columns: 320px minmax(590px, 1fr) 300px;
  align-items: center;
  gap: 20px;
}

.brand-logo-img { width: 285px; height: 86px; object-fit: contain; object-position: left center; }
.site-menu { display: flex; align-items: center; justify-content: center; gap: 28px; min-width: 0; }
.mobile-menu-call { display: none; }
.site-menu a {
  position: relative;
  padding: 42px 0 37px;
  color: #111a35;
  font-size: 16px;
  font-weight: 700;
  white-space: nowrap;
}
.site-menu a.has-submenu {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}
.site-menu a.has-submenu::before {
  content: "";
  width: 8px;
  height: 8px;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  order: 2;
}
.site-menu a.active::after,
.site-menu a:hover::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 31px;
  height: 4px;
  border-radius: 4px;
  background: var(--gold);
}

.nav-actions { display: flex; align-items: center; justify-content: flex-end; min-width: 0; }
.call-chip { display: flex; align-items: center; gap: 10px; color: var(--ink); font-weight: 600; min-width: 205px; white-space: nowrap; }
.call-circle {
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  color: var(--navy);
  border: 1px solid #cbd4e6;
  border-radius: 50%;
  font-size: 27px;
}
.call-circle img {
  width: 31px;
  height: 31px;
}
.call-chip strong { display: block; font-size: 24px; line-height: 1.1; white-space: nowrap; }
.primary-cta,
.submit-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 54px;
  border: 0;
  border-radius: 13px;
  color: #fff;
  background: linear-gradient(135deg, #f5b305, #e89b00);
  box-shadow: 0 8px 18px rgba(237, 166, 0, 0.35);
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}
.submit-btn img {
  width: 26px;
  height: 26px;
}

.menu-toggle {
  display: none;
  width: 48px;
  height: 48px;
  border: 0;
  background: transparent;
  cursor: pointer;
}
.menu-toggle span { display: block; width: 30px; height: 3px; margin: 6px auto; background: var(--navy); border-radius: 2px; }

.hero {
  min-height: 526px;
  background: linear-gradient(90deg, #f7fbff 0%, #f7fbff 43%, #fff 100%);
  border-bottom: 1px solid var(--line);
}

.hero-stage {
  position: relative;
  width: 100%;
  min-height: 526px;
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(520px, 610px) minmax(0, 1fr) 326px;
  align-items: center;
  gap: 18px;
  padding-inline: 46px 30px;
}

.hero-copy { position: relative; z-index: 2; grid-column: 1; grid-row: 1; padding: 33px 0 72px; }
.trust-badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin: 0 0 28px;
  padding: 9px 14px;
  color: var(--navy);
  border-radius: 8px;
  background: #eaf2ff;
  font-weight: 800;
}
.trust-badge img { width: 22px; height: 22px; }
.trust-badge .dot {
  width: 5px;
  height: 5px;
  display: inline-block;
  border-radius: 50%;
  background: var(--navy);
}
.hero h1 {
  max-width: 690px;
  margin: 0;
  color: var(--navy);
  font-size: clamp(54px, 4.2vw, 72px);
  line-height: 1.08;
  letter-spacing: 0;
  font-weight: 900;
  white-space: nowrap;
}
.hero h1 span { display: block; color: #e5a000; }
.hero-lead {
  max-width: 615px;
  margin: 18px 0 34px;
  color: #172240;
  font-size: 18px;
  line-height: 1.55;
  font-weight: 500;
}
.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, max-content);
  gap: 22px;
  align-items: center;
  margin-bottom: 28px;
}
.benefit-grid div { display: flex; align-items: center; gap: 10px; min-width: 0; font-size: 13px; line-height: 1.18; font-weight: 900; }
.icon-tile {
  width: 50px;
  height: 50px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border-radius: 13px;
  font-size: 28px;
  font-weight: 900;
}
.benefit-icon {
  width: 50px;
  height: 50px;
  flex: 0 0 auto;
}
.blue { color: #0964ed; background: #dcebff; }
.green { color: #0bb763; background: #d8fff0; }
.purple { color: #4a1cc8; background: #eee5ff; }
.amber { color: #e49b00; background: #fff2d8; }
.rose { color: #d93856; background: #ffe6ea; }
.teal { color: #13b5bb; background: #dbfbf8; }
.orange { color: #fff; background: #ff6a00; }
.mobile-only { display: none !important; }

.hero-actions { display: flex; gap: 14px; }
.primary-cta { min-width: 194px; padding: 0 28px; background: #06226d; box-shadow: 0 12px 24px rgba(6, 34, 109, 0.28); }
.whatsapp-cta {
  min-width: 210px;
  min-height: 54px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  color: var(--navy);
  border: 1px solid #aebde0;
  border-radius: 9px;
  background: #fff;
  font-weight: 800;
}
.whatsapp-cta img {
  width: 28px;
  height: 28px;
}

.hero-photo {
  grid-column: 1 / 4;
  grid-row: 1;
  align-self: stretch;
  margin-inline: -46px -30px;
  min-height: 526px;
  position: relative;
  z-index: 0;
  background: url("../images/mithila-hero-consultation.png") center 48% / cover no-repeat;
  pointer-events: none;
}
.loan-form-toggle {
  position: absolute;
  top: 50%;
  right: 0;
  z-index: 4;
  min-width: 58px;
  min-height: 190px;
  display: none;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 18px 12px;
  border: 0;
  border-radius: 14px 0 0 14px;
  color: #fff;
  background: #072674;
  box-shadow: 0 14px 30px rgba(7, 24, 66, 0.22);
  font: inherit;
  font-size: 16px;
  font-weight: 900;
  cursor: pointer;
  transform: translateY(-50%);
  writing-mode: vertical-rl;
  text-orientation: mixed;
}
.loan-form-toggle img {
  width: 28px;
  height: 28px;
  transform: rotate(90deg);
}
.loan-form-card {
  position: relative;
  z-index: 3;
  grid-column: 3;
  grid-row: 1;
  align-self: start;
  margin-top: 18px;
  overflow: hidden;
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow);
  width: 100%;
  transition: transform 0.28s ease, opacity 0.2s ease;
}
.form-head {
  min-height: 80px;
  display: flex;
  align-items: center;
  gap: 16px;
  position: relative;
  padding: 18px 34px;
  color: #fff;
  background: #072674;
}
.form-icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
}
.form-icon img {
  width: 44px;
  height: 44px;
}
.form-head h2 { margin: 0; font-size: 24px; line-height: 1.05; }
.form-head p { margin: 5px 0 0; font-weight: 600; }
.loan-form-close {
  position: absolute;
  top: 10px;
  right: 12px;
  width: 28px;
  height: 28px;
  display: none;
  place-items: center;
  border: 1px solid rgba(255,255,255,0.35);
  border-radius: 50%;
  color: #fff;
  background: rgba(255,255,255,0.12);
  font: inherit;
  font-size: 20px;
  line-height: 1;
  cursor: pointer;
}
.contact-form {
  display: grid;
  gap: 10px;
  padding: 16px 18px 17px;
  border-radius: 20px 20px 0 0;
  background: #fff;
}
.field-shell {
  min-height: 44px;
  display: grid;
  grid-template-columns: 36px 1fr;
  align-items: center;
  border: 1px solid #dfe5ef;
  border-radius: 8px;
  background: #fff;
  color: #66718d;
}
.field-shell span { display: grid; place-items: center; font-weight: 900; }
.field-shell span img {
  width: 22px;
  height: 22px;
  object-fit: contain;
}
input,
select,
textarea {
  width: 100%;
  min-height: 42px;
  border: 0;
  outline: 0;
  color: var(--ink);
  background: transparent;
  font: inherit;
  font-size: 13px;
  font-weight: 600;
}
select { appearance: auto; }
.submit-btn { min-height: 46px; border-radius: 9px; font-size: 15px; }
.secure-note {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  margin: -2px 0 0;
  color: #59647c;
  text-align: center;
  font-size: 12px;
  font-weight: 600;
}
.secure-note img {
  width: 15px;
  height: 15px;
}
.hp-field { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.form-status {
  min-height: 34px;
  margin: 0;
  padding: 0 8px;
  text-align: center;
  font-size: 12px;
  line-height: 1.35;
  font-weight: 700;
  overflow-wrap: anywhere;
}
.form-status.success { color: #087a35; }
.form-status.error { color: #b42318; }

@media (min-width: 1181px) {
  .loan-form-toggle {
    display: inline-flex;
  }

  .loan-form-toggle[aria-expanded="true"] {
    display: none;
  }

  .loan-form-close {
    display: grid;
  }

  .loan-form-card.is-collapsed {
    transform: translateX(calc(100% + 42px));
    opacity: 0;
    pointer-events: none;
  }
}

.service-stats-wrap {
  position: relative;
  z-index: 5;
  width: calc(100% - 56px);
  margin: -80px auto 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  align-items: stretch;
}
.loan-tabs,
.stats-bar {
  border-radius: 11px;
  box-shadow: 0 12px 30px rgba(7, 24, 66, 0.17);
}
.loan-tabs {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  overflow: hidden;
  background: #fff;
}
.loan-tabs a {
  min-height: 94px;
  display: grid;
  place-items: center;
  align-content: center;
  gap: 5px;
  border-right: 1px solid var(--line);
  text-align: center;
  font-size: 13px;
  font-weight: 800;
}
.loan-tabs a:last-child { border-right: 0; }
.loan-tabs img { width: 38px; height: 38px; object-fit: contain; }
.stats-bar {
  min-height: 96px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  align-items: center;
  color: #fff;
  background: #06246f;
}
.stats-bar div {
  min-width: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 0 22px;
  border-right: 1px solid rgba(255,255,255,0.2);
  text-align: left;
}
.stats-bar div:last-child { border-right: 0; }
.stat-icon { width: 50px; height: 50px; object-fit: contain; }
.stats-bar strong { display: block; font-size: 34px; line-height: 1; }
.stats-bar small { display: block; margin-top: 7px; font-size: 12px; font-weight: 700; }

.why-section {
  padding: 54px 42px 58px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.92) 0%, rgba(247,250,255,0.98) 100%),
    radial-gradient(circle at 20% 20%, rgba(237, 166, 0, 0.12), transparent 32%),
    radial-gradient(circle at 85% 35%, rgba(6, 31, 98, 0.10), transparent 30%);
}
.section-kicker {
  width: min(820px, 100%);
  margin: 0 auto 24px;
  text-align: center;
}
.section-kicker .trust-badge {
  margin-bottom: 12px;
}
.section-kicker h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.12;
}
.section-kicker > p:last-child {
  margin: 12px auto 0;
  max-width: 760px;
  color: #3f4964;
  font-size: 16px;
  line-height: 1.65;
  font-weight: 500;
}
.section-title {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 22px;
  max-width: 760px;
  margin: 0 auto 17px;
}
.section-title h2 {
  margin: 0;
  color: var(--navy);
  text-align: center;
  font-size: clamp(28px, 2.4vw, 38px);
  line-height: 1.15;
}
.section-title span {
  position: relative;
  height: 2px;
  background: var(--gold);
}
.section-title span::after {
  content: "";
  position: absolute;
  top: 50%;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  transform: translateY(-50%);
}
.section-title span:first-child::after { right: -2px; }
.section-title span:last-child::after { left: -2px; }
.why-cards {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 18px;
  width: min(1430px, 100%);
  margin-inline: auto;
}
.why-cards article {
  min-height: 150px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 24px 20px;
  border: 1px solid #e5eaf2;
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 16px 34px rgba(7, 24, 66, 0.08);
}
.why-icon {
  width: 68px;
  height: 68px;
  flex: 0 0 auto;
}
.why-cards h3 { margin: 0 0 6px; font-size: 16px; line-height: 1.2; }
.why-cards p { margin: 0; color: #151f3e; font-size: 14px; line-height: 1.35; }

.loan-services-section {
  padding: 58px 28px 64px;
  background:
    linear-gradient(180deg, #fff 0%, #f7faff 100%);
}
.loan-service-cards {
  width: min(1320px, 100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.loan-service-cards article {
  position: relative;
  min-height: 260px;
  display: grid;
  align-content: start;
  gap: 12px;
  overflow: hidden;
  padding: 28px;
  border: 1px solid #e4eaf5;
  border-radius: 16px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.98) 0%, rgba(248,251,255,0.98) 100%),
    linear-gradient(135deg, rgba(237,166,0,0.10), rgba(6,31,98,0.04));
  box-shadow: 0 18px 38px rgba(7, 24, 66, 0.09);
}
.loan-service-cards article::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--gold), var(--navy));
}
.loan-service-cards article::after {
  content: "";
  position: absolute;
  right: -42px;
  bottom: -42px;
  width: 118px;
  height: 118px;
  border-radius: 50%;
  background: rgba(237, 166, 0, 0.11);
}
.loan-service-cards img {
  width: 66px;
  height: 66px;
}
.loan-service-cards small {
  color: var(--gold-dark);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 11px;
  font-weight: 900;
}
.loan-service-cards h3 {
  margin: 0;
  color: var(--navy);
  font-size: 22px;
}
.loan-service-cards p {
  margin: 0;
  color: #263250;
  font-size: 14px;
  line-height: 1.55;
}
.loan-service-cards a {
  width: max-content;
  margin-top: 8px;
  padding: 11px 20px;
  border-radius: 8px;
  color: #fff;
  background: var(--navy);
  font-size: 13px;
  font-weight: 800;
}
.loan-process-strip {
  width: min(1320px, 100%);
  margin: 26px auto 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  overflow: hidden;
  border-radius: 16px;
  background: #061f62;
  box-shadow: 0 18px 40px rgba(7, 24, 66, 0.14);
}
.loan-process-strip article {
  min-height: 132px;
  display: grid;
  align-content: center;
  gap: 7px;
  padding: 22px 24px;
  border-right: 1px solid rgba(255,255,255,0.16);
}
.loan-process-strip article:last-child {
  border-right: 0;
}
.loan-process-strip strong {
  color: var(--gold);
  font-size: 24px;
  line-height: 1;
}
.loan-process-strip span {
  color: #fff;
  font-size: 17px;
  font-weight: 900;
}
.loan-process-strip small {
  color: rgba(255,255,255,0.78);
  font-size: 12px;
  line-height: 1.45;
  font-weight: 600;
}

.partners-section {
  padding: 46px 28px 54px;
  background:
    linear-gradient(180deg, #fff 0%, #fff 64%, #f7faff 100%);
}
.partners-title {
  display: grid;
  grid-template-columns: minmax(80px, 1fr) auto minmax(80px, 1fr);
  align-items: center;
  gap: 16px;
  width: min(820px, 100%);
  margin: 0 auto 18px;
}
.partners-title h2 {
  position: relative;
  margin: 0;
  padding: 10px 42px;
  color: #fff;
  background: #061f62;
  border-radius: 3px;
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 4px;
  font-size: 17px;
  line-height: 1.1;
}
.partners-title h2::before,
.partners-title h2::after {
  content: "";
  position: absolute;
  top: 0;
  width: 20px;
  height: 100%;
  background: var(--gold);
  clip-path: polygon(100% 0, 0 50%, 100% 100%);
}
.partners-title h2::before {
  left: -18px;
}
.partners-title h2::after {
  right: -18px;
  transform: rotate(180deg);
}
.partners-title span {
  position: relative;
  height: 1px;
  background: var(--gold);
}
.partners-title span::after {
  content: "";
  position: absolute;
  top: 50%;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
  transform: translateY(-50%);
}
.partners-title span:first-child::after { right: -4px; }
.partners-title span:last-child::after { left: -4px; }
.partner-logos {
  width: min(1420px, 100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: repeat(7, minmax(0, 1fr));
  gap: 14px;
}
.partner-logos article {
  min-height: 104px;
  display: grid;
  place-items: center;
  padding: 12px 18px;
  border: 1px solid rgba(237, 166, 0, 0.7);
  border-radius: 6px;
  background: linear-gradient(180deg, #fff 0%, #fbfdff 100%);
  box-shadow: 0 12px 28px rgba(7, 24, 66, 0.07);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.partner-logos article:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 34px rgba(7, 24, 66, 0.12);
}
.partner-logos img {
  max-width: 100%;
  max-height: 62px;
  object-fit: contain;
}
.partner-logos .more-partners {
  color: var(--navy);
  text-align: center;
  font-size: 18px;
  line-height: 1.2;
}
.partners-note {
  width: min(900px, 100%);
  margin: 18px auto 0;
  color: #5b647c;
  text-align: center;
  font-size: 13px;
  line-height: 1.6;
  font-weight: 600;
}

.about-section { padding: 66px 28px; background: linear-gradient(180deg, #f7faff 0%, #fff 100%); }
.about-shell {
  width: min(980px, 100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  align-items: stretch;
}
.about-inner {
  min-height: 100%;
  display: grid;
  align-content: center;
  padding: 38px;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 42px rgba(7, 24, 66, 0.09);
}
.about-inner h2 { margin: 0 0 10px; color: var(--navy); font-size: 34px; }
.about-inner p:last-child { margin: 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.about-points {
  display: grid;
  gap: 12px;
  margin-top: 24px;
}
.about-points div {
  display: grid;
  grid-template-columns: 52px 1fr;
  align-items: center;
  gap: 14px;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #f8fbff;
}
.about-points strong {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--navy);
}
.about-points span {
  color: #172240;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.45;
}
.consultant-card {
  overflow: hidden;
  border-radius: 18px;
  color: #fff;
  background:
    linear-gradient(145deg, rgba(6,31,98,0.98), rgba(4,18,57,0.98)),
    radial-gradient(circle at 85% 12%, rgba(237,166,0,0.20), transparent 30%);
  box-shadow: 0 18px 40px rgba(7, 24, 66, 0.18);
}
.consultant-head {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 28px;
  border-bottom: 2px solid var(--gold);
}
.consultant-head img {
  width: 58px;
  height: 58px;
}
.consultant-head h3 {
  margin: 0;
  font-size: 30px;
  line-height: 1.05;
}
.consultant-head p {
  margin: 6px 0 0;
  color: var(--gold);
  font-size: 18px;
  font-weight: 800;
}
.consultant-card ul {
  display: grid;
  gap: 18px;
  margin: 0;
  padding: 26px 28px 30px;
  list-style: none;
}
.consultant-card li,
.consultant-card a {
  color: #fff;
  font-size: 17px;
  font-weight: 700;
}
.consultant-card li {
  display: grid;
  grid-template-columns: 32px 1fr;
  align-items: center;
  gap: 12px;
}
.consultant-card li img {
  width: 28px;
  height: 28px;
}

.contact-section {
  padding: 64px 28px 72px;
  background:
    linear-gradient(135deg, rgba(6, 31, 98, 0.96), rgba(6, 43, 123, 0.96));
}
.contact-panel {
  width: min(1180px, 100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 430px;
  gap: 28px;
  align-items: start;
  padding: 38px;
  border-radius: 18px;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.98), rgba(248,251,255,0.98));
  box-shadow: 0 20px 46px rgba(0, 0, 0, 0.24);
}
.contact-copy {
  min-width: 0;
  grid-column: 1;
}
.contact-person {
  display: flex;
  align-items: center;
  gap: 16px;
  margin: 0 0 18px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 10px 22px rgba(7, 24, 66, 0.06);
}
.contact-person img {
  width: 54px;
  height: 54px;
}
.contact-person strong {
  display: block;
  color: var(--navy);
  font-size: 26px;
  line-height: 1.05;
}
.contact-person span {
  display: block;
  margin-top: 5px;
  color: var(--gold-dark);
  font-weight: 900;
}
.contact-panel h2 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 34px;
  line-height: 1.15;
}
.contact-panel p:last-child {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}
.contact-highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}
.contact-highlights span {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  padding: 0 14px;
  border-radius: 999px;
  color: var(--navy);
  background: #eaf2ff;
  font-size: 12px;
  font-weight: 900;
}
.contact-actions {
  grid-column: 1;
  display: grid;
  gap: 10px;
}
.contact-actions a {
  min-height: 56px;
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 12px 16px;
  border: 1px solid var(--line);
  border-radius: 9px;
  color: var(--navy);
  font-weight: 800;
  background: #fff;
  box-shadow: 0 8px 18px rgba(7, 24, 66, 0.05);
}
.contact-actions img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}
.contact-form-card {
  grid-column: 2;
  grid-row: 1 / span 2;
  display: grid;
  gap: 14px;
}
.contact-page-form {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: none;
}
.message-shell {
  align-items: start;
  padding-top: 8px;
}
.message-shell textarea {
  min-height: 104px;
  padding-top: 8px;
  resize: vertical;
}

.floating-wa {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 50;
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border: 4px solid #fff;
  border-radius: 50%;
  background: #17b74e;
  box-shadow: 0 10px 24px rgba(7, 24, 66, 0.22);
}
.floating-wa img {
  width: 100%;
  height: 100%;
}

@media (max-width: 1320px) {
  .top-inner,
  .nav-wrap,
  .service-stats-wrap {
    width: min(100% - 28px, 1180px);
  }

  .hero-stage {
    width: 100%;
    padding-inline: 28px;
  }

  .top-inner {
    min-height: 34px;
    gap: 18px;
    font-size: 11px;
  }

  .top-meta {
    gap: 18px;
  }

  .mini-svg {
    width: 15px;
    height: 15px;
  }

  .social-links {
    gap: 12px;
  }

  .social-links a {
    width: 17px;
    height: 17px;
  }

  .nav-wrap {
    min-height: 70px;
    grid-template-columns: 185px minmax(465px, 1fr) 170px;
    gap: 14px;
  }

  .brand-logo-img {
    width: 145px;
    height: 58px;
  }

  .site-menu {
    gap: 26px;
  }

  .site-menu a {
    padding: 24px 0 20px;
    font-size: 12px;
  }

  .site-menu a.active::after,
  .site-menu a:hover::after {
    bottom: 16px;
    height: 3px;
  }

  .call-circle {
    width: 39px;
    height: 39px;
  }

  .call-circle img {
    width: 22px;
    height: 22px;
  }

  .call-chip {
    min-width: 0;
    gap: 8px;
    font-size: 12px;
  }

  .call-chip strong {
    font-size: 14px;
  }

  .hero,
  .hero-stage {
    min-height: 526px;
  }

  .hero-stage {
    grid-template-columns: minmax(560px, 1fr) minmax(150px, 260px) 326px;
    gap: 12px;
  }

  .hero-copy {
    padding: 28px 0 92px;
  }

  .trust-badge {
    padding: 7px 12px;
    font-size: 12px;
  }

  .hero h1 {
    max-width: 590px;
    font-size: clamp(46px, 4.6vw, 58px);
    white-space: nowrap;
  }

  .hero-lead {
    max-width: 560px;
    font-size: 14px;
    line-height: 1.55;
  }

  .benefit-grid {
    max-width: 520px;
    gap: 18px;
    margin-bottom: 18px;
  }

  .benefit-grid div {
    gap: 7px;
    font-size: 10px;
  }

  .benefit-icon {
    width: 38px;
    height: 38px;
  }

  .primary-cta,
  .whatsapp-cta {
    min-height: 44px;
    font-size: 12px;
  }

  .primary-cta {
    min-width: 146px;
    padding: 0 20px;
  }

  .whatsapp-cta {
    min-width: 156px;
  }

  .whatsapp-cta img {
    width: 22px;
    height: 22px;
  }

  .hero-photo {
    min-height: 526px;
    margin-inline: -28px;
    background: url("../images/mithila-hero-consultation.png") center 48% / cover no-repeat;
  }

  .loan-form-card {
    border-radius: 14px;
    margin-top: 14px;
  }

  .loan-form-toggle {
    right: 0;
    min-width: 48px;
    min-height: 150px;
    padding: 14px 9px;
    border-radius: 12px 0 0 12px;
    font-size: 13px;
  }

  .loan-form-toggle img {
    width: 22px;
    height: 22px;
  }

  .form-head {
    min-height: 72px;
    gap: 12px;
    padding: 14px 28px;
  }

  .form-icon {
    width: 36px;
    height: 36px;
  }

  .form-icon img {
    width: 32px;
    height: 32px;
  }

  .form-head h2 {
    font-size: 22px;
  }

  .form-head p {
    font-size: 12px;
  }

  .contact-form {
    gap: 9px;
    padding: 13px 16px 14px;
  }

  .field-shell {
    min-height: 35px;
    grid-template-columns: 32px 1fr;
  }

  .field-shell span img {
    width: 18px;
    height: 18px;
  }

  input,
  select,
  textarea {
    min-height: 34px;
    font-size: 11px;
  }

  .submit-btn {
    min-height: 41px;
    font-size: 12px;
  }

  .submit-btn img {
    width: 20px;
    height: 20px;
  }

  .secure-note,
  .form-status {
    font-size: 10px;
  }

  .service-stats-wrap {
    margin-top: -72px;
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .loan-tabs a {
    min-height: 71px;
    font-size: 10px;
  }

  .loan-tabs img {
    width: 28px;
    height: 28px;
  }

  .stats-bar {
    min-height: 58px;
  }

  .stats-bar div {
    grid-template-columns: 34px 1fr;
    gap: 6px;
    padding: 0 11px;
  }

  .stat-icon {
    width: 30px;
    height: 30px;
  }

  .stats-bar strong {
    font-size: 23px;
  }

  .stats-bar small {
    font-size: 8px;
  }

  .why-section {
    padding-top: 24px;
  }

  .section-title {
    max-width: 570px;
    margin-bottom: 14px;
  }

  .section-title h2 {
    font-size: 30px;
  }

  .why-cards {
    width: min(1074px, 100%);
    gap: 13px;
  }

  .why-cards article {
    min-height: 82px;
    gap: 10px;
    padding: 11px;
  }

  .why-icon {
    width: 50px;
    height: 50px;
  }

  .why-cards h3 {
    font-size: 11px;
  }

  .why-cards p {
    font-size: 10px;
  }

  .loan-service-cards {
    grid-template-columns: repeat(3, 1fr);
    gap: 13px;
  }

  .loan-service-cards article {
    min-height: 210px;
    padding: 18px;
  }

  .loan-service-cards h3 {
    font-size: 16px;
  }

  .loan-service-cards p {
    font-size: 12px;
  }

  .partner-logos {
    grid-template-columns: repeat(4, 1fr);
  }

  .about-shell {
    grid-template-columns: 1fr;
  }
  .contact-panel {
    grid-template-columns: minmax(0, 1fr) 390px;
  }
  .contact-copy,
  .contact-actions {
    grid-column: 1;
  }
  .contact-form-card {
    grid-column: 2;
    grid-row: 1 / span 2;
  }
  .footer-inner {
    grid-template-columns: repeat(2, 1fr);
  }
}

.site-footer {
  display: block;
  color: var(--ink);
  background: linear-gradient(180deg, #f7faff 0%, #fff 100%);
  border-top: 1px solid var(--line);
}
.footer-inner {
  width: min(1320px, calc(100% - 56px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.35fr;
  gap: 34px;
  padding: 44px 0 34px;
}
.footer-brand img {
  width: 220px;
  height: auto;
  margin-bottom: 14px;
}
.footer-brand p,
.footer-bottom,
.footer-block span {
  color: #4e5872;
}
.footer-block {
  display: grid;
  align-content: start;
  gap: 10px;
}
.footer-block h3 {
  margin: 0 0 6px;
  color: var(--gold-dark);
  font-size: 16px;
}
.footer-block a,
.footer-block span {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 700;
}
.footer-block a {
  color: var(--ink);
}
.footer-contact img {
  width: 20px;
  height: 20px;
}
.footer-bottom {
  width: min(1320px, calc(100% - 56px));
  margin-inline: auto;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 16px 0 22px;
  border-top: 1px solid var(--line);
  font-size: 12px;
  font-weight: 600;
}
.footer-bottom a {
  color: var(--navy);
  font-weight: 800;
}

.legal-page {
  min-height: 100vh;
  padding: 54px 20px;
  background:
    linear-gradient(135deg, rgba(6,31,98,0.96), rgba(6,43,123,0.93)),
    radial-gradient(circle at 15% 20%, rgba(237,166,0,0.26), transparent 34%);
  font-family: "Poppins", Arial, sans-serif;
}
.legal-card {
  width: min(920px, 100%);
  margin-inline: auto;
  padding: 42px;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 24px 60px rgba(0,0,0,0.24);
}
.legal-logo img {
  width: 240px;
  height: auto;
  margin-bottom: 22px;
}
.legal-back {
  width: max-content;
  min-height: 40px;
  display: flex;
  align-items: center;
  margin: 0 0 16px;
  padding: 0 16px;
  border-radius: 999px;
  color: #fff !important;
  background: var(--navy);
  font-size: 13px;
  font-weight: 900;
}
.legal-card > .trust-badge {
  display: flex;
  width: max-content;
  margin: 0 0 22px;
}
.legal-card h1 {
  margin: 0 0 16px;
  color: var(--navy);
  font-size: clamp(34px, 5vw, 52px);
  line-height: 1.08;
}
.legal-card h2 {
  margin: 28px 0 8px;
  color: var(--navy);
  font-size: 22px;
}
.legal-card p {
  margin: 0 0 12px;
  color: #33405f;
  font-size: 15px;
  line-height: 1.75;
}
.legal-card a {
  color: var(--navy);
  font-weight: 800;
}

@media (max-width: 900px) {
  .top-inner, .nav-wrap, .hero-stage { width: min(100% - 36px, 980px); }
  .nav-wrap { grid-template-columns: auto auto; min-height: 86px; }
  .brand-logo-img { width: 230px; height: 75px; }
  .menu-toggle { display: block; justify-self: end; }
  .site-menu {
    position: absolute;
    left: 18px;
    right: 18px;
    top: 126px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px;
    border: 1px solid var(--line);
    border-radius: 12px;
    background: #fff;
    box-shadow: var(--shadow);
  }
  .site-menu.open { display: flex; }
  .site-menu a { padding: 13px 14px; }
  .site-menu a.active::after, .site-menu a:hover::after { display: none; }
  .nav-actions { grid-column: 1 / -1; justify-content: space-between; padding-bottom: 14px; }
  .hero-stage { grid-template-columns: 1fr; align-items: start; }
  .hero { background: #fff; }
  .hero-copy { padding: 28px 0 12px; }
  .hero-photo {
    grid-column: 1;
    grid-row: auto;
    width: calc(100% + 36px);
    min-height: 315px;
    margin-left: -18px;
    background: url("../images/mithila-hero-consultation.png") center bottom / cover no-repeat;
  }
  .loan-form-card { grid-column: 1; grid-row: auto; margin: 20px 0; align-self: auto; }
  .loan-form-toggle { display: none; }
  .service-stats-wrap { margin-top: 0; grid-template-columns: 1fr; width: min(100% - 36px, 980px); }
  .why-cards { grid-template-columns: repeat(2, 1fr); }
  .loan-service-cards { grid-template-columns: repeat(2, 1fr); }
  .partner-logos { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 760px) {
  body { background: #f7faff; }
  .site-header {
    position: sticky;
    top: 0;
    width: 100%;
    margin: 0;
    overflow: visible;
    border-radius: 0;
    box-shadow: 0 8px 30px rgba(7, 24, 66, 0.14);
  }
  .nav-wrap {
    border-radius: 0;
    background: #fff;
  }
  .top-strip { height: 44px; border-radius: 0; }
  .top-inner { width: 100%; min-height: 44px; justify-content: center; font-size: 13px; }
  .top-inner p, .top-meta a, .top-meta .social-links { display: none; }
  .top-meta { gap: 0; }
  .nav-wrap {
    position: relative;
    width: 100%;
    min-height: 84px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 19px;
    gap: 12px;
  }
  .brand { order: 1; }
  .brand-logo-img { width: 218px; height: 68px; object-fit: contain; }
  .menu-toggle { order: 2; }
  .call-chip { display: none; }
  .nav-actions {
    display: none;
  }
  .nav-actions::before {
    content: "";
    order: 1;
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    margin-right: 9px;
    border: 1px solid #cbd4e6;
    border-radius: 50%;
    background: #fff url("../design/phone.svg") center / 27px 27px no-repeat;
  }
  .nav-actions::after {
    content: "Call Us Now\A 6202319114";
    order: 2;
    white-space: pre;
    flex: 1;
    align-self: center;
    color: var(--ink);
    font-size: 14px;
    line-height: 1.25;
    font-weight: 800;
  }
  .site-menu {
    position: absolute;
    top: 84px;
    left: 0;
    right: 0;
    z-index: 30;
    padding: 8px 14px 14px;
    border: 1px solid var(--line);
    border-radius: 0 0 18px 18px;
    background: #fff;
    box-shadow: 0 18px 32px rgba(7, 24, 66, 0.14);
  }
  .site-menu.open { display: flex; }
  .site-menu .mobile-menu-call {
    min-height: 68px;
    display: flex !important;
    align-items: center;
    gap: 12px;
    margin-top: 6px;
    padding: 12px 8px 4px;
    border-top: 1px solid var(--line);
    color: var(--ink);
    font-size: 13px;
    font-weight: 800;
  }
  .site-menu .mobile-menu-call strong {
    display: block;
    font-size: 14px;
    line-height: 1.1;
  }
  .hero {
    width: min(430px, calc(100% - 22px));
    margin: 0 auto;
    border: 0;
    background: #fff;
  }
  .hero-stage { width: 100%; min-height: 0; display: block; }
  .hero-copy { padding: 22px 19px 0; }
  .trust-badge { margin-bottom: 12px; padding: 7px 11px; font-size: 13px; }
  .hero h1 { font-size: clamp(41px, 11vw, 52px); line-height: 1.08; white-space: normal; }
  .hero-lead { margin: 13px 0 20px; font-size: 16px; line-height: 1.6; }
  .hero-photo {
    width: 100%;
    aspect-ratio: 1086 / 1448;
    min-height: 0;
    margin: 0;
    background: #eef1f7 url("../images/mithila-hero-mobile-centered.png") center center / cover no-repeat;
  }
  .benefit-grid {
    grid-template-columns: repeat(3, 1fr);
    justify-items: center;
    gap: 22px 10px;
    margin: 22px 0;
  }
  .benefit-grid div {
    display: grid;
    justify-items: center;
    gap: 8px;
    min-width: 0;
    text-align: center;
    font-size: 12px;
  }
  .mobile-only { display: grid !important; }
  .hero-actions { display: grid; gap: 12px; padding-bottom: 24px; }
  .primary-cta, .whatsapp-cta { width: 100%; min-height: 50px; }
  .whatsapp-cta { border-color: #8db1ff; }
  .loan-form-card {
    margin: 0;
    border-radius: 0;
    box-shadow: none;
    background: #f7faff;
    padding: 22px 0;
    border-top: 1px solid var(--line);
  }
  .form-head {
    min-height: 92px;
    border-radius: 18px 18px 0 0;
    padding: 21px 56px;
  }
  .form-head h2 { font-size: 25px; }
  .contact-form {
    padding: 17px 20px 15px;
    border-radius: 0 0 18px 18px;
    box-shadow: 0 10px 26px rgba(7, 24, 66, 0.07);
  }
  .field-shell { min-height: 48px; grid-template-columns: 42px 1fr; }
  .submit-btn { min-height: 54px; font-size: 16px; }
  .service-stats-wrap {
    width: min(430px, calc(100% - 22px));
    margin: 0 auto;
    padding: 23px 19px;
    background: #fff;
  }
  .loan-tabs {
    grid-template-columns: repeat(2, 1fr);
    box-shadow: 0 6px 18px rgba(7, 24, 66, 0.08);
  }
  .loan-tabs a {
    min-height: 92px;
    border-right: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
  .stats-bar {
    min-height: 150px;
    grid-template-columns: repeat(2, 1fr);
    margin-top: 21px;
    padding: 14px;
  }
  .stats-bar div {
    min-height: 58px;
    padding: 0 10px;
    border-right: 0;
    border-bottom: 1px solid rgba(255,255,255,0.2);
  }
  .stats-bar div:nth-child(3),
  .stats-bar div:nth-child(4) { border-bottom: 0; }
  .stats-bar strong { font-size: 25px; }
  .why-section,
  .loan-services-section,
  .partners-section,
  .about-section,
  .contact-section {
    width: min(430px, calc(100% - 22px));
    margin: 0 auto;
    padding: 34px 19px 28px;
    background: #fff;
  }
  .section-kicker {
    margin-bottom: 20px;
  }
  .section-kicker h2 {
    font-size: 26px;
  }
  .section-kicker > p:last-child {
    font-size: 14px;
  }
  .section-title { gap: 13px; margin-bottom: 21px; }
  .section-title h2 { font-size: 25px; max-width: 220px; }
  .why-cards { grid-template-columns: 1fr; gap: 14px; }
  .why-cards article { min-height: 108px; gap: 18px; padding: 17px; }
  .why-icon { width: 64px; height: 64px; }
  .why-cards h3 { font-size: 16px; }
  .why-cards p { font-size: 15px; line-height: 1.45; }
  .loan-service-cards,
  .partner-logos,
  .about-shell,
  .contact-panel {
    grid-template-columns: 1fr;
  }
  .loan-process-strip {
    grid-template-columns: repeat(2, 1fr);
  }
  .loan-process-strip article {
    min-height: 122px;
    border-right: 1px solid rgba(255,255,255,0.16);
    border-bottom: 1px solid rgba(255,255,255,0.16);
    padding: 18px;
  }
  .loan-process-strip article:nth-child(2n) {
    border-right: 0;
  }
  .loan-process-strip article:nth-child(3),
  .loan-process-strip article:nth-child(4) {
    border-bottom: 0;
  }
  .loan-process-strip span {
    font-size: 14px;
  }
  .loan-process-strip small {
    font-size: 10px;
  }
  .loan-service-cards article {
    min-height: 0;
    padding: 22px;
    border-radius: 14px;
  }
  .partners-title {
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .partners-title span {
    display: none;
  }
  .partners-title h2 {
    padding: 10px 18px;
    letter-spacing: 2px;
    font-size: 13px;
  }
  .partner-logos article {
    min-height: 78px;
  }
  .about-inner,
  .contact-panel {
    padding: 18px;
  }
  .contact-person {
    align-items: flex-start;
    padding: 14px;
  }
  .contact-person strong {
    font-size: 22px;
  }
  .contact-copy,
  .contact-actions,
  .contact-form-card {
    grid-column: auto;
    grid-row: auto;
  }
  .contact-actions a {
    min-width: 0;
    align-items: flex-start;
    font-size: 12px;
    line-height: 1.35;
    overflow-wrap: anywhere;
  }
  .contact-form-card {
    gap: 12px;
  }
  .contact-page-form {
    padding: 14px;
  }
  .contact-page-form {
    grid-column: auto;
  }
  .about-inner h2,
  .contact-panel h2 {
    font-size: 25px;
  }
  .consultant-head {
    padding: 22px;
  }
  .consultant-head h3 {
    font-size: 24px;
  }
  .consultant-card li,
  .consultant-card a {
    font-size: 14px;
  }
  .contact-section {
    background: #061f62;
  }
  .site-footer {
    width: min(430px, calc(100% - 22px));
    margin: 0 auto 13px;
    border-radius: 0 0 24px 24px;
  }
  .footer-inner,
  .footer-bottom {
    width: calc(100% - 38px);
  }
  .footer-inner {
    grid-template-columns: 1fr;
    gap: 22px;
  }
  .footer-bottom {
    display: grid;
  }
  .legal-card {
    padding: 26px;
  }
}